Tenancy; Credit Lines

Housing Counsel: Who Pays Rent if a Tenant Vacates
One renter leaves, the other stays. Is there legal language that should be included in the lease to insure that the full rent will continue when one of the tenants moves out? [Realty Times]

New Option for Rate-Wracked Credit Line Borrowers: Zero Cost Conversions
Tired of worrying about payment increases on your floating-rate home equity credit line? Then take advantage of the biggest change underway in the home equity lending arena: Many banks are now willing to turn your floating-rate debt into one or more fixed-rate "baskets" -- at zero cost, anytime you want. Ken Harney reports. [Realty Times]